DSCR Loans
DSCR (debt service coverage ratio) loans are underwritten mainly on whether the property's income covers the loan payments. They're popular with investors whose personal tax returns don't reflect their real cash flow.
Commonly used for
- Buying rental and investment properties
- Refinancing a portfolio of income properties
- Investors with complex or self-employed income
Common property types
Terms
Rates, terms, and loan amounts are set by the lender and depend on the property, the borrower, and market conditions. Tell us about your deal and we’ll walk you through the options.